Hello, fellow homeowners! Let’s get down to brass tacks when it comes to safeguarding your property against water damage. In recent times, we’ve witnessed a surge in insurance claims due to building damage caused by rainfall and flooding. We’re here to guide you through it all. Get ready to have some shed light on how […]
Ahoy there, homeowners! We’re diving into a wet and wild topic today: waterproofing. Yes, that superhero defence against water, rain, and leaks that can creep into your home. But hold onto your umbrellas, because we’re going to unveil the mysteries of waterproofing in sectional title homes. Water Woes and the Art of Waterproofing Water might […]
Hey there, solar enthusiasts! We know you’re all about soaking up those rays and harnessing the power of sunlit tech like solar panels, inverters, and generators. But hold on tight, because with great solar power comes great responsibility – and yes, we mean insurance! Let’s dive into the nitty-gritty of making sure your solar setup […]
We’re thrilled to share some insights with you about an important topic in the world of property insurance. Short-term rentals and transient guests have become a hot discussion point, and we’re here to break down the details for you. General Considerations First things first, let’s talk about the nitty-gritty. When a property goes from being […]
The latest Ombudsman for Short Term Insurance (OSTI) Annual Report makes interesting reading from a consumer perspective, especially the insights it provides on the most common reasons for claims being rejected. The report confirms that motor, home and household policies remain the Achilles heel of the South African insurance industry from a customer perspective. These are the […]
When taking out home insurance or household contents cover, consumers are comforted that their personal belongings inside their homes are protected against loss or damage. It’s those really costly items such as our furniture, appliances, entertainment systems, mobile devices, computer equipment, jewellery and clothing that drives us to take out an insurance policy but what […]
Your insurance policy has a renewal date which is the year anniversary of your policy. On this date, you will receive a renewal notification which often results in an increase in premium. The reason for this is Insurers may adjust your premium to cover changes in risk and claims-cost inflation expected over the coming 12 […]
I often get asked ‘Why should I have a broker – surely going direct is best?’ Whenever I hear this, I often reflect on the great marketing efforts done by some insurance companies that have made consumers believe that cutting out the ‘middle man’ is best; and then how we, as consumers, are so susceptible […]
I don’t regard what I do as rocket science, but I do regard what I do as life changing…sure my days don’t have me sitting around a table with doctors and scientists finding the ultimate cure to cancer, but I still believe that my work is great and I love what I do. I have […]
I often get asked this question when clients want to insure their structures with me. Firstly, insurance does not concern itself with the market value of your property, as this holds no bearing at all on the price it would cost you to rebuild your property. If I picked up a property from inland valued […]