Motor vehicle repairs: New Parts vs. Second-hand Parts vs. Generic Parts

It is a common escalated query that I receive from clients when the panel beater contacts them to advise that the insurance company has authorised them to use second-hand parts or generic parts on their motor vehicle. This causes a lot of frustration and clients often feel like the insurer is cheating them into a […]

Ombuds report: 7 most common reasons why insurance claims are rejected

The latest Ombudsman for Short Term Insurance (OSTI) Annual Report makes interesting reading from a consumer perspective, especially the insights it provides on the most common reasons for claims being rejected. The report confirms that motor, home and household policies remain the Achilles heel of the South African insurance industry from a customer perspective. These are the […]

What is on the menu today? Lots of savings…

The restaurant & food business is possibly one of the most challenging businesses to be involved in. Food is hard to do and really hard work, but once you have that magic formula your road to success will be paved with gold. That is until COVID-19 knocked on every “open” sign and forced these hardworking […]

Calendar showing renewal date

Understanding your renewal premium

Your insurance policy has a renewal date which is the year anniversary of your policy.  On this date, you will receive a renewal notification which often results in an increase in premium.  The reason for this is Insurers may adjust your premium to cover changes in risk and claims-cost inflation expected over the coming 12 […]

Fuel saving myths busted

Fuel saving myths busted I remember those student days of free-wheeling down the hill to save money, which is a crazy thought in today’s times as R20 petrol used to fill your car up by at least a quarter tank which was ample petrol to get your party wagon from one destination to another. With […]

Monitoring driver behaviour – the risks vs the rewards

I was the most sceptical person when it came to Discovery Insure’s Vitality Drive monitoring system. I mean, why would I want my insurer to know exactly where I am all the time, how fast I drive, how harshly I corner, and how many taxis I beat off the mark once the robot has barely […]

Winsure Insurance Brokers

Why a broker?

I often get asked ‘Why should I have a broker – surely going direct is best?’ Whenever I hear this, I often reflect on the great marketing efforts done by some insurance companies that have made consumers believe that cutting out the ‘middle man’ is best; and then how we, as consumers, are so susceptible […]

stevejobs | Winsure Insurance Brokers

The only way to do great work is to love what you do

I don’t regard what I do as rocket science, but I do regard what I do as life changing…sure my days don’t have me sitting around a table with doctors and scientists finding the ultimate cure to cancer, but I still believe that my work is great and I love what I do. I have […]

Car Insurance | Winsure Insurance Brokers

Myth Busted: Car Insurance Premiums

This is a question I get asked often at review stage. “Ryan, my car has depreciated, why is my insurance premium still the same?” asks my client. My answer is always the same. Let’s say in 2011 you purchased a Toyota Fortuner for R406 300, and you were being charged a premium of R950 a […]

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