Ahoy there, homeowners! We’re diving into a wet and wild topic today: waterproofing. Yes, that superhero defence against water, rain, and leaks that can creep into your home. But hold onto your umbrellas, because we’re going to unveil the mysteries of waterproofing in sectional title homes. Water Woes and the Art of Waterproofing Water might […]
We’re thrilled to share some insights with you about an important topic in the world of property insurance. Short-term rentals and transient guests have become a hot discussion point, and we’re here to break down the details for you. General Considerations First things first, let’s talk about the nitty-gritty. When a property goes from being […]
It is a common escalated query that I receive from clients when the panel beater contacts them to advise that the insurance company has authorised them to use second-hand parts or generic parts on their motor vehicle. This causes a lot of frustration and clients often feel like the insurer is cheating them into a […]
The latest Ombudsman for Short Term Insurance (OSTI) Annual Report makes interesting reading from a consumer perspective, especially the insights it provides on the most common reasons for claims being rejected. The report confirms that motor, home and household policies remain the Achilles heel of the South African insurance industry from a customer perspective. These are the […]
Your insurance policy has a renewal date which is the year anniversary of your policy. On this date, you will receive a renewal notification which often results in an increase in premium. The reason for this is Insurers may adjust your premium to cover changes in risk and claims-cost inflation expected over the coming 12 […]
I was the most sceptical person when it came to Discovery Insure’s Vitality Drive monitoring system. I mean, why would I want my insurer to know exactly where I am all the time, how fast I drive, how harshly I corner, and how many taxis I beat off the mark once the robot has barely […]
I often get asked ‘Why should I have a broker – surely going direct is best?’ Whenever I hear this, I often reflect on the great marketing efforts done by some insurance companies that have made consumers believe that cutting out the ‘middle man’ is best; and then how we, as consumers, are so susceptible […]
I don’t regard what I do as rocket science, but I do regard what I do as life changing…sure my days don’t have me sitting around a table with doctors and scientists finding the ultimate cure to cancer, but I still believe that my work is great and I love what I do. I have […]
I often get asked this question when clients want to insure their structures with me. Firstly, insurance does not concern itself with the market value of your property, as this holds no bearing at all on the price it would cost you to rebuild your property. If I picked up a property from inland valued […]
There are a few things in life that are guaranteed… Death, taxes, and a new iPhone model every 6 months. The last of these, is a frustrating by-product of a society that is fixated on the new best thing. As an insurance broker, it makes it even tougher to ensure that a client has his […]