Ahoy there, homeowners! We’re diving into a wet and wild topic today: waterproofing. Yes, that superhero defence against water, rain, and leaks that can creep into your home. But hold onto your umbrellas, because we’re going to unveil the mysteries of waterproofing in sectional title homes.

Water Woes and the Art of Waterproofing

Water might just be nature’s sneakiest infiltrator. It seeks out the tiniest cracks, the tiniest holes, and makes its way in – like a relentless detective on a mission! But wait, why is waterproofing in sectional title homes even a bigger deal than in regular houses?

Here’s the thing – it’s not just about sealing out the rain. It’s also about figuring out who’s responsible for fixing the water entry, and the tricky matter of dealing with the aftermath.

When Roofs Aren’t as Dry as They Should Be

Let’s say the roof of your building isn’t up to snuff in the waterproofing department. Guess what? The roof is always considered common property, and it’s always the body corporate’s job to make sure it’s waterproofed. This falls under their maintenance responsibility according to the STSMA (we know, a mouthful!).

Waterproofing needs some budget love, and the good news is that trustees have the power under the STSMA and management rules to whip up a special levy for repairs. No worries if a ten-year maintenance plan is already in place – special levies can take a rain check!

Playing the Insurance Card for Water Damage

But what if water has already sneaked in and caused a ruckus inside? Here’s where the plot thickens. If internal damage has been done to a unit due to poor roof waterproofing, it’s like an insurance mystery waiting to be solved.

Picture this: if a crazy storm decides to strip off your roof tiles and let the rain party in, then yes, the sudden and unforeseen damage might be covered. But, and it’s a big but, insurance might raise an eyebrow if the body corporate was snoozing on their waterproofing watch. Gradual leaks, deterioration, and long-term damage might not be the hero your insurance is looking for.

Taking Charge of Your Shelter from the Storm

Remember, the roof – always common property. And guess what? Always the body corporate’s duty to keep it waterproofed (you’ve probably got the STSMA echoing in your head by now).

So, what’s the ultimate goal here? Keep that roof water-free and your unit damage-free. It’s like a puzzle where proper waterproofing and savvy insurance fit together for the perfect defence.

Ready to sail through the seas of waterproofing wisdom? Just remember, Winsure’s got your back, ensuring your knowledge around this topic stands strong and dry.

Stay Covered,

Ryan