I often get asked ‘Why should I have a broker – surely going direct is best?’ Whenever I hear this, I often reflect on the great marketing efforts done by some insurance companies that have made consumers believe that cutting out the ‘middle man’ is best; and then how we, as consumers, are so susceptible […]
360 Degree cover for your Health
When you or your loved ones are in hospital, financial stress should be the least of your worries and that’s where Gap Cover should be an absolute necessity. There is often a shortfall between what a medical scheme pays and the actual cost of a procedure or treatment, because service providers are entitled to charge more than the medical scheme rate. The shortfall then becomes the member’s responsibility and he/she will therefore need to have additional cover under these circumstances.
Some Hospital and Comprehensive Medical Plans offer cover at 100%, 150% or 200% of medical scheme rates for hospitalisation only, while the actual costs could be more than 500% of medical scheme rates. Gap Cover will cover the difference between what your medical scheme will pay and the actual cost of in-hospital doctor’s bills, up to a maximum of 500% of medical scheme rates.
How Winsure can help?
By understanding your needs, Winsure will compare quotes from the leading Gap Cover providers across South Africa, all while ensuring 360 degree coverage is given.
Winsure’s personalised service means less hassle and stress for you. We will submit and manage your claims, process your amendments and keep you well in the loop with all your Gap Cover needs.
I don’t regard what I do as rocket science, but I do regard what I do as life changing…sure my days don’t have me sitting around a table with doctors and scientists finding the ultimate cure to cancer, but I still believe that my work is great and I love what I do. I have […]
This question comes up way too often to be ignored. The answer is yes, yeeesssss, yeeessss, it’s an emphatic YES. For over 10 years now my family and I have never been without gap cover. I have spent roughly R24 000 in premiums over the 10 years, however I have claimed over R75 000 in that time. […]